Pension Review

Make the most of your retirement years

Back in April 2015, the UK Government introduced new ‘pension freedoms’ for retirees with private pension savings.  The changes revolutionised the way retirees take an income in retirement, by scrapping the necessity for an annuity where there may be a more suitable option available – for example, leaving your pension in investments and drawing down cash as needed.

Financial security that lasts a lifetime

Our FREE Pension Review will enable you to ensure your financial future is secure, giving you the peace of mind you deserve. Don’t Waste Money’s independent financial advisors are regulated and authorised by the Financial Conduct Authority. In addition, they all follow the same simple approach, which is to provide advice for life to all clients.  Whatever your investment amount, the right advice could make a real difference to your retirement years.

Act now!

To take advantage of our FREE Pension Review offer, all you need to do is contact us to arrange an appointment with one of our IFAs. During this appointment, an IFA will explore with you in detail how you can reach your individual financial goals. After the initial review, the IFA will identify what is and what isn’t working in relation to your pension. They will also provide advice on where best to move your fund, should it be necessary. All the advice provided is fully covered by the Financial Services Compensation Scheme.

Why should I review my pension choices?

You now have the freedom to take 100% of your pension savings as a lump sum when you turn 55 should you choose to do so, but this wouldn’t be the best option for most people.

The ideal is to be able to continue living the life you’re used to throughout retirement, with a pension that gives you the control and flexibility you desire. The best way to achieve this will depend on a set of very individual circumstances. The benefits of changing your plan could include:

Flexible access to your savings

More control over investments

Lower pension charges

Online tracking

The ability to leave your pension pot to loved ones after you die

Did you know?

A recent FT report has discovered that those who take financial advice are £40,000 better off during retirement.
(Financial Times, 2016)

Why not get in touch today to find out more?